PocketGuard and Your BudgetPocketGuard is designed for consumers aiming to better control their spending and save more money each month. Account details and fees are accurate as of Sept. I have been a long time Macbook Pro user and this portable external hard drive is extremely great for backing up.With more than 8,100 ratings on the App Store and Google Play, PocketGuard earns a spot on Forbes Advisors’ Best Budgeting Apps Of 2021 and is worth considering for helping meet your budgeting needs.Mobile apps like PocketGuard take the legwork out of budgeting through importing transaction data and automating your efforts. Saving things you discover to Pocket is at the core of what we do - in fact, that’s why it was created 8 years ago.This review is for WD 2T My Passport for Mac.PricingPocketGuard offers two different plans: the free version and a paid subscription known as PocketGuard Plus.You can sign up for the app and utilize many of its functions for free. It is also secured with biometrics and a PIN code, in case your phone ever falls into the wrong hands. SecurityBecause you are inputting and sharing sensitive financial information, it is important to make sure you are using budgeting apps that are properly secured.PocketGuard is equipped with 256-bit SSL encryption, which is the same level of security many financial institutions use on their platforms. These are both great features that can help users lower their monthly bills. The app also tracks subscription services in your budget to help ensure you aren’t paying for something you aren’t using. From there, all of your purchases will automatically upload.Within the app, you can establish savings goals to ensure you are on the right financial path to achieve your goals.If you enjoy using spreadsheets as part of your budgeting journey, the PocketGuard Plus membership comes with the ability to export transactions directly to Microsoft Excel.Additionally, when users fill out their profiles, PocketGuard serves users personalized offers on similar services with lower rates on bills such as cable and cell phone service.That equation is:Estimated income – upcoming bills – financial goals – spending/budget = IMPThe idea behind IMP is to show how much money you have left over after paying your bills and achieving your financial goals. PocketGuard believes in “IMP,” short for “in my pocket.” This mantra breaks down to a simple math problem representing how much you have left in your pocket. Within the pie chart, you can customize the report with personal spending categories.Another notable feature is the In My Pocket tracker. The pie chart provides an excellent view into your expenses, showing exactly how much each expense represents. Distinguishing FeaturesThe cornerstone feature of PocketGuard is its pie chart reports. It may seem counterproductive to spend money on budgeting, but if paying for a budgeting app works for you, the investment can prove to be worth it.Some capabilities are limited to paid users Capabilities designed to help users reach their savings goals Customizable budgets to curate an accurate financial picture Ability to link bank accounts from a wide selection of financial institutions The app is currently rated 4.7 stars out of 5 on the App Store and 3.7 stars out of 5 on Google Play. Access and RatingsThe PocketGuard app is available for both iOS and Android.
![]() Pocket Review Portable External HardThe compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. You are able to customize your budget by using custom labels for multiple categories, splitting transactions with someone else and having multiple cash accounts.PocketGuard Plus is one of the more affordable paid budgeting apps available.The Forbes Advisor editorial team is independent and objective. However, for others who want more features, upgrading to PocketGuard Plus may be worth it. Excel sheet shortcuts for macHere is a list of our partners who offer products that we have affiliate links for. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them.
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